What is and how to use Paypal

paypalIf you found this article from a search engine you probably spent hours trying to find an easy and convenient way to use the famous PayPal e-commerce services.

So what is PayPal? (Wikipedia) PayPal is a global e-commerce business allowing payments and money transfers to be made through the Internet. Online money transfers serve as electronic alternatives to paying with traditional paper methods, such as checks and money orders.

PayPal is the most convenient way to carry out transactions online, and I would say it’s the most secure way to make online transactions. Most merchants and services out there that either receive payments or issue out payments use PayPal, as it is reliable, convenient and fast. Hence you will definitely want to be fully equipped to knowing how to go about using PayPal.

Registering for a PayPal account

Registering is very simple and easy. It is completely FREE. All you need to do is go to https://paypal.com and sign up for a free account. One can have multiple accounts as well. Once you have signed up, one needs to get verified. Verification enables you to use the vast services PayPal has to offer, although one can still use PayPal even though they are not verified. If your account is not verified however, you are faced with certain limitations. The greatest limitation is that you are limited to sending $500 USD dollars from your account and also for withdrawing you can be limited to a point of not being able to withdraw any money at all. If you have a PayPal account already in order to view your limitations, on the “My accounts” tab, on “Overview” click “View limits”. It will show you your sending limit as well as your withdrawal limit. In order to remove this limitation one needs to be verified.

Getting Verified with PayPal

In order to be verified one needs to link their Credit Card or Debit Card. I found using a Debit card quite tedious and I was unsuccessful after several attempts. I tried with various debits cards from various banks but I was unsuccessful. Probably the Kenyan Debit cards do not support linking with PayPal or my Debit cards were the problem. However I resolved to use a Credit Card.

Getting verified with a credit card is the easiest procedure. Once you fill in your credit card details, PayPal with debit that credit card about $1.95 US dollars. That amount is to verify that the card belongs to you, and once you have verified your credit card the amount will be credited to your PayPal account. PayPal does not charge any fees at all. PayPal will then provide you with a pin that you will need to key in. With mobile banking getting the pin is fast and easy, as the pin will come with the message showing you that your account has been debited. If you rely on bank statements, the pin will reflect on your bank statement. Using Mobile banking services is the easiest and fastest way to do this. To know which prepaid credit cards you can use in Kenya read this.

Sending payments: Sending payments is quite easy and fast. All you need to do is go to the send payments tab and input the email address of the person you are sending funds to, and confirm to send payment. If you are making purchases online, the online merchants have a PayPal button on their website. Once you click that button, you will directed to log into your PayPal account and confirm payment.

If you have some money in your PayPal account, that money is used to for the payment. However if you don’t have money in your PayPal account your credit card is debited directly for the transaction. If you have some money in your PayPal account, that money is deducted and the balance deducted from your Credit Card. It’s that easy to send money.

Withdrawal from PayPal

Withdrawing from Kenya is the most challenging thing that most PayPal users from Kenyan are faced with. There is no direct way to withdraw money from PayPal in Kenya. However Equity bank started offering withdrawal services. The other way is using the merchants in Kenya which offer this services such as Epay-Kenya, and other users. Withdrawal from Kenya is a whole topic on its own.

Visit this page to get to know and understand in detail the ways and methods listed above and more to withdraw from PayPal, and how to use paypal in Kenya

Security: I believe using PayPal is the most secure way to conduct online transactions. It’s fast, quick, and very efficient. If you have a problem with any transaction, you can raise a dispute with PayPal, and have your issue resolved. Using PayPal ensures merchants and such services provide the best services as if there is any complaint that arises due their transaction they receive a bad reputation from PayPal and no one would want that; hence it ensures they do their part well and deliver easy payments.

One is also able to easily get a refund for their purchase, but the refund is issued by the merchant or services you used to conduct a transaction. If a refund is given and you paid using PayPal the funds are reversed to your account and immediately to your Credit card. This usually takes about 2-3 days for the funds to reflect on your Credit Card, though the duration depends with the Credit Card you use.

Other services offered by PayPal

You may also use PayPal to receive donations for your work. Users may want to donate some amount to you, just to show you appreciation and that they value your work. You can sent a prefixed amount for them to donate or leave it free for the user to donate any amount they wish. ItechJungle also receives donation, and if you liked the services from ItechJungle you may donate below, as donations will keep ItechJungle up and running smoothly.


Check out the services offered to make your PayPal experience enjoyable

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You might also want to read How to shop online in Kenya,

Using a Credit in Kenya.

How to withdraw my money in Paypal from Kenya.

How to add funds to my Paypal Account..



  1. boniface muyonga says

    you service with paypal is nice ilike the way you do it just 5minets money is in my account

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